Insurance Info

We gladly accept the insurance plans listed below. If your plan is not listed, please call us at (719) 473-2958 for our Downtown location or (719) 465-1597 for our Research Parkway location as we are always adding new insurance plans.

As a courtesy to our patients, we will verify your health benefits prior to your arrival to determine if there will be a copay, deductible, or coinsurance for therapy services.

For those patients who do not have health insurance or those who have maxed out their benefits, we offer a private pay plan. Please contact Total Function Physical Therapy today for more information on our fees for service and payment details.

We have included most of the major plans with which we are in-network. While this is an extensive list, health plans do change regularly without prior notification. We recommend that you verify with your health plan what physical therapy benefits you have available. Please call the office to verify other insurance plans. Total Function Physical Therapy PC offers a per visit, self-pay fee if you choose to not use insurance.


  • Aetna* and All Medicare PFFS Plans

* Not in network with Aetna but can bill out of network benefit

  • Ameriben
  • American Benefit Plan Admin (PPO)
  • Anthem Blue Cross/Blue Shield
  • Assurant (PHCS)
  • Beech Street
  • Choice Care Network (CCN)
  • Cigna
  • Cofinity
  • Colorado Choice Health Plans (D11 or Best)
  • Definity
  • Evercare
  • First Health
  • GEHA
  • Golden Rule
  • Great West
  • Humana
  • Integrated Health Plan (IHP)
  • Kaiser Insurance
  • Medicare
  • Principal Financial (PHCS)
  • Private Health Care Systems (PHCS)
  • Railroad Medicare
  • Rocky Mountain Health Plans
  • Secure Horizons
  • Student Resources
  • Tricare (Prime, Standard, 4Life)
  • United Healthcare
  • UMR
  • VA
  • WellCare

Workman’s Compensation

  • AlignNet
  • Aetna Work Comp Access
  • Federal Work Comp (OWCP)
  • ITT Hartford (FHN)
  • Liberty Mutual (FHN)
  • Pinnacol
  • Universal SmartComp

Auto Insurance (Medical)

  • All Medpay Policies
  • Allstate
  • American Family
  • Concentra Network and Corvel Network
  • Farmers
  • Geico
  • Liberty Mutual
  • Safeco
  • State Farm
  • USAA